Payoff procedures vary depending on whether the lienholder is using the Electronic Lien Title (ELT) system or a paper title. The mortgage payoff calculator helps you find out.A "mortgage buydown" and "discount points" can lower your rate and help keep your monthly payment within an affordable range. If you would like to request a loan payoff amount, please complete the following information. Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Complete the form for the Loan Payoff Quote. A payoff request form is attached for your convenience. Don't know what happens after you make you last payment on your auto loan? Here's that process of getting your title and learn how to manage your funds.