There's a process to getting the mortgage payoff statement. First, you'll need to contact your lender and let them know you want the information. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process.
Under federal law, the servicer must generally send you a payoff statement within seven business days of your request, subject to a few exceptions. (12 C.F.R. § 1026.36.)
You need to go to the court house of the county. Lookup the property and find the parcel info. They should be able to print you a copy of the plat.
How To Get A Plat Map Of Your Property Contact your local government office or check their website. Reach out to your title company and request a copy. Go through the paperwork you received when you purchased the home.
These official records may be found in the Fairfax County Circuit Court's Court Public Access Network (CPAN) system. They may also be found in the deed books available at the Land Records Division of the County Circuit Court. They are located in Suite 317 of the Fairfax County Courthouse (4110 Chain Bridge Rd).
The address of the Land Records Division is: Fairfax Circuit Court, 4110 Chain Bridge Road, Suite 317, Fairfax, VA 22030. The telephone number is 703/691-7320 (press 3, then 3). The office is open from a.m. – p.m. Monday through Friday.
You may view your tax information online or request a copy of the bill by emailing DTARCD@fairfaxcounty or calling 703-222-8234, TTY 711.
For this reason, a mortgage preapproval typically lasts for 60 to 90 days. Once it expires, you'll need to connect with your lender again with your updated paperwork and apply for a new preapproval letter. The good news is, this typically doesn't take too much time since they have most of your information on file.
It's best to keep the most recent mortgage documents for at least three to seven years, even after the home is sold. If you received a certificate of satisfaction for paying off a mortgage, then this document should be kept as well. These documents may become necessary in the case of an IRS audit or estate settlement.