Be sure you send your letter to the appropriate person, whether that be an insurance adjuster or an attorney. Make it clear that you are rejecting their initial offer and include your reasons for doing so. If they provided written reasons for their low initial figure, you should also respond to those in writing.
I am writing in response to the settlement offer you presented on Settlement Offer Date, related to claim number Claim Number for the incident that occurred on Incident Date. After careful consideration, I must reject this offer as it does not meet my needs based on the severity and ongoing nature of my injuries.
To properly reject an insurance settlement offer, you must communicate the rejection in writing through a formal demand letter. This letter should clearly state the reasons for rejecting the offer, such as it not providing maximum compensation for the damages incurred.
If you decide to reject the settlement offer, you'll need to do so in writing. Provide a clear explanation of why you are rejecting the offer and include any supporting evidence that backs up your position. Your written response should be professional and concise; any inflammatory language could weaken your case.
Treat the following as a set of general guidelines: Gather complete information before you start writing. Describe your injuries and medical treatment. List your medical expenses, lost wages, and non-economic damages. Make a settlement demand. Include a deadline for legal action if you want to, but don't bluff.
Within the letter, you can indicate that you reject the offer and highlight why you deserve a higher settlement amount. You should also counter their reasons for offering the lowball initial offer. Your explanation behind these reasons can be critical in getting a better second offer from the claims adjuster.
Your counter offer Clearly state the terms you would like to negotiate. Be specific about your desired changes and provide a persuasive justification for your counter offer. Use market research, industry standards, or your qualifications to support your request.
I am writing in response to the settlement offer you presented on Settlement Offer Date, related to claim number Claim Number for the incident that occurred on Incident Date. After careful consideration, I must reject this offer as it does not meet my needs based on the severity and ongoing nature of my injuries.
Be as neutral and matter-of-fact as possible. If the insurance company made any error in its assessment of your claim, you should be clear when addressing that in your written communication. State the settlement offer you are willing to accept and the reasons why.
Thank you for offering me the position of ____________ at (your organization/company). After considerable thought, I have decided not to accept your offer of employment. I have accepted another position elsewhere which is more suited to my qualifications and needs at this time.