Consumer Investigative Release With Example In Santa Clara
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A consumer report may contain information such as a person's credit characteristics, rental history, or criminal history. These reports are covered by the FCRA.
Except as otherwise provided in section 1681k of this title, a consumer reporting agency shall not furnish an investigative consumer report that includes information that is a matter of public record and that relates to an arrest, indictment, conviction, civil judicial action, tax lien, or outstanding judgment, unless ...
(c) The term “investigative consumer report” means a consumer report in which information on a consumer's character, general reputation, personal characteristics, or mode of living is obtained through any means.
Consumer reports may include information about a person's credit history, medical conditions, driving record, criminal activity, and even their participation in dangerous sports.
The FTC does clarify that obtaining information from a former employer beyond “fact-checking” could constitute an interview and be considered an Investigative Consumer Report. This could include, but is not limited to, asking a candidate's former employer about: Discipline actions against the candidate.
A consumer reporting agency must also include a summary of consumer rights with the disclosure to the consumer. This ensures the consumer is informed about their rights under the Fair Credit Reporting Act (FCRA). Details such as the firm's name and address, and privacy policies are also typically included.
Complaints are used by the Attorney General's Office to learn about misconduct and to determine whether to investigate a company. However, the Attorney General's Office cannot provide legal advice or assistance to individuals.
70 W. Hedding Street. San Jose, CA 95110. View on map. (408) 792-2880. consumer@dao.sccgov.
Department of Consumer Affairs. File a complaint online at .dca.ca or call 800.952. 5210 to have a complaint form mailed to you. California Attorney General's Office.
Phone Numbers & Email Addresses OfficeTelephone Number Main Number 408-882-2700 Office of the Civil Grand Jury (not for jury duty) For Jury Duty, please click here for Jury Commissioner contact information 408-882-2721 Judicial Marriage (list of available Judicial Officers) 408-882-273945 more rows