Chattel loans are loans for buyers whose home will be placed on a non-permanent foundation. Chattel lenders require a minimum credit score of 590, Buyers with lower credit scored are required to have a larger down. Chattel loans are considered personal property.
The Bottom Line Chattel mortgages are a little-known but potentially good option if you're looking to finance a manufactured home or heavy equipment. These loans are smaller than conventional loans and tend to have higher rates, but they have shorter terms and quicker payoffs.
Ford Credit is a member of the Finance and Leasing Association (FLA) and adheres to their Lending Code.
Ford Motor Credit Company is Ford's financial services subsidiary.
Anyone is qualified to buy from Ford. Even if you have a low credit score or have declared bankruptcy, we can find solutions for you.
FCE is authorised to carry on a range of regulated activities within the UK and Europe through a network of Third Country Branches and Subsidiaries. It offers a variety of retail, leasing and wholesale automotive financial products and services to Ford dealers and customers through the Ford Credit brand name.
Getting finance for a Ford isn't necessarily hard, but it can depend on several factors like your credit score, income, and overall financial history. If you have a good credit score and a stable income, the process is usually straightforward.
Online: If you've previously registered for Account Manager, sign in to Account Manager by going to accountmanager.ford. Once there, click on Sign In and enter your username and password. Once signed in, locate your account number toward the upper-right hand side of the screen.