Top ten tips in drafting and negotiating an international contract Avoiding retaliation claims. The language of the contract. Clear contract prose. Common law versus civil law. Jurisdictional issues. Terms of art. Personnel. In negotiations, expect the unexpected.
A cardholder agreement is a legal document outlining the terms under which a credit card is offered to a customer. Among other provisions, the cardholder agreement states the annual percentage rate (APR) of the card, as well as how the card's minimum payments are calculated.
If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request. If you are having trouble getting your agreement, let us know by submitting a complaint.
Even if your issuer uses the Consumer Financial Protection Bureau's definitions of credit card terms, you are not entering a contract with the CFPB. Your credit card contract is between you and your issuer.
The cardholder agreement is the document specifying the exact provisions of a credit card. Due to consumer protection laws, cardholder agreements must be written in language that can be easily read and understood by the public.