A cardholder agreement is a legal document outlining the terms under which a credit card is offered to a customer. Among other provisions, the cardholder agreement states the annual percentage rate (APR) of the card, as well as how the card's minimum payments are calculated.
Already have a ® credit card? Log in to Online Banking and request a copy of your Credit Card Agreement. If you still have questions, contact one of our associates at 800.932. 2775.
A cardholder agreement is a legal document outlining the terms under which a credit card is offered to a customer. Among other provisions, the cardholder agreement states the annual percentage rate (APR) of the card, as well as how the card's minimum payments are calculated.
Physical credit authorization forms have many security issues: They may get lost, stolen, or mishandled by employees. Having to type data manually may lead to errors and financial discrepancies. Physical forms are not encrypted, meaning anyone can read and understand the information.
Yes, you can generally use your credit card overseas, but there are a few things to keep in mind: International Acceptance: Most major credit cards (like Visa, MasterCard, and American Express) are widely accepted in many countries, but it's good to check if your card is accepted at your destination.