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Deceptive Practices In Research In Illinois

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a formal Complaint for deceptive practices in research and insurance sales in Illinois, detailing fraudulent misrepresentations by the defendants regarding a life insurance policy. The plaintiff, who resides in a specific county, alleges that the defendants, which include both a foreign corporation and a local corporation, engaged in deceptive sales tactics by misrepresenting the conditions of premium payments for a life insurance policy. Key aspects of the complaint highlight that the plaintiff was led to believe that their insurance policy's premiums would vanish upon reaching retirement age, a claim that was later contradicted. The complaint accuses the defendants of fraudulent concealment and misrepresentation concerning vital information about the policy's performance and dividend rates, which were inflated and unsustainable. The document serves as a vital tool for attorneys, partners, owners, associates, paralegals, and legal assistants involved in consumer protection cases, as it outlines a clear structure for presenting claims of deceptive practices. It provides a pathway for seeking remedies such as actual and punitive damages, while also emphasizing the importance of transparency in the insurance industry. Filling and editing instructions for the form would include careful completion of details regarding both the plaintiff and defendants, maintaining precise language to ensure clarity in claims of fraud and deceit.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Theft by deception is defined under Illinois Statutes Chapter 720, Criminal Offenses § 5/16-1(7). ing to this statute, a person commits theft when they knowingly obtain, by deception, control over the property of the owner with the intent to permanently deprive the owner of the use or benefit of the property.

Unfair methods of competition and unfair or deceptive acts or practices, including but not limited to the use or employment of any deception fraud, false pretense, false promise, misrepresentation or the concealment, suppression or omission of any material fact, with intent that others rely upon the concealment, ...

Consumer Protection Section 5(a) of the FTC Act provides that “unfair or deceptive acts or practices in or affecting commerce . . . are . . . declared unlawful.” 15 U.S.C. Sec. 45(a)(1).

The most important way to help your claim is to have evidence. Evidentiary support showing that the defendant committed a deceptive practice, the practice affected commerce, and you suffered an injury is necessary. The injury can be physical, psychological, or financial.

A person commits deceptive practice when he or she has the intent to defraud another person and does any of the following: Knowingly causes another person, by threat or deception, to execute a document, which disposes the victim of a property or incurs a pecuniary obligation.

The deception can include lies, false promises, or misrepresentations. For instance, selling something while lying about its condition or value could qualify. Second, the person being deceived must rely on the deception, meaning they believe the false information and act based on it.

Examples of Active Deceptive Research Participants complete a quiz and are falsely told that they did poorly, regardless of their performance. Participants who do not know they are in a research study are observed to see how they behave when they find valuables (e.g., wallet, laptop) unattended in a public location.

What is one of the guidelines for using deception in a research study? The deception cannot conceal a real risk or danger to participants.

Deception in psychological research is often stated as acceptable only when all of the following conditions are met: 1) no other nondeceptive method exists to study the phenomenon of interest; 2) the study makes significant contributions to scientific knowledge; 3) the deception is not expected to cause significant ...

The study must not involve more than minimal risk to the subjects. The use of deceptive methods must be justified by the study's significant prospective scientific, educational, or applied value.

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Deceptive Practices In Research In Illinois