This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Accident With Uninsured Motorist In Palm Beach
Category:
State:
Multi-State
County:
Palm Beach
Control #:
US-000279
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Word;
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FAQ
It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.
Suing an uninsured or underinsured motorist in Florida In some circumstances, filing a lawsuit to recover damages from an auto accident is a viable option. If you suffer serious injuries and require extensive medical care, it may be worth the effort to sue in civil court.
Ing to the U.S. Department of Justice, personal injury lawsuit outcome statistics include a majority (90 to 95 percent) settled before trial. Out of the small percentage that end up seeing a courtroom, the data suggests that the success rate of personal injury cases is around half.
Policy limits: Uninsured motorist coverage comes with limits, just like other insurance coverages. Severe accidents might exceed these limits, leaving you with uncovered expenses. Claim disputes: There might be disputes over the extent of your coverage and the amount you can claim, leading to potential legal battles.
Underinsured motorist coverage—which makes up the difference between your total damages and the other driver's coverage. Collision coverage—which covers damage to your vehicle when you're in an accident with an uninsured driver or a hit-and-run driver.
Given the high prevalence of uninsured and underinsured drivers in Florida, uninsured motorist coverage is crucial for ensuring adequate financial protection.
Bottom line… do not reject uninsured motorist coverage. Even if you feel you have great collision coverage and personal medical coverage, you will still be paying financially out of pocket and could be for a long time depending on how severe your or your passenger(s) injuries are.