Claim For Subrogation In Miami-Dade
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FAQ
Subrogation Limitation Statutes in Florida The statute of limitations for subrogation cases in Florida varies based on the nature of the claim. For negligence actions, House Bill 837 has reduced the statute of limitations from 4 years to 2 years.
When you file a claim, your insurer can try to recover costs from the person responsible for your injury or property damage. This is known as subrogation. For example: Your insurance company pays your doctor for your treatment following an auto accident that someone else caused.
If you have insurance and someone files a subrogation claim against you, the best step you can take is to notify your insurer immediately. Most insurance contracts require you to let them know about accidents in a timely manner, regardless of who's at fault.
Defenses to defeat an insurer's subrogation rights, including asserting that the statute of limitations has run or that a valid waiver of subrogation exists or other limitations of liability. Additionally, defense counsel may contest the amount and measure of recoverable damages.
Receiving a subrogation letter can seem problematic, but it does not have to be. Instead, reach out to your car accident attorney immediately to provide a copy of the letter and any information about the claims you made. If you received compensation from the insurance company, do not ignore this letter.
Subrogation Limitation Statutes in Florida The statute of limitations for subrogation cases in Florida varies based on the nature of the claim. For negligence actions, House Bill 837 has reduced the statute of limitations from 4 years to 2 years.
For more information please call RISK MANAGEMENT DIVISION at 305-375-4280 or call Teleclaim 24 hours a day, 7 days a week at 1-877-632-7475.
The claim can be filled and submitted online at the Miami-Dade County Clerk's Office. You may print out the application and file the claim in person at a local courthouse if you choose. More resources are available on the Miami-Dade County Law Library site.
Contact the Risk Management Division at 305-375-4280 and we will connect you with the Property and Casualty Insurance team.
Risk Management Services coordinates the functions of Claims Advocacy, Loss Control / Safety, and Analytics to provide highly specialized, client-centric services, aimed specifically at your claims, operations, and exposures.
