Accident With Uninsured Motorist In Massachusetts
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FAQ
Even if the driver who hit you was uninsured, you may file a lawsuit if you suffered at least $2,000 in medical expenses or suffered a serious injury. To get compensation, you will have to prove to a court that the other driver was responsible.
If a driver hits your vehicle and flees, you can file a claim against your policy's uninsured motorist coverage. However, in some states, uninsured motorist coverage for property damage (UMPD) will not cover hit-and-run incidents.
A fine of $500 up to $5000. A suspended driver's license of 60 days. Subsequent convictions carry a penalty of a one-year driver's license suspension.
What Should I Do After an Accident If I'm Uninsured? Call emergency medical services if anyone seems to have suffered significant injury. Call local law enforcement to the scene. Exchange information with anyone involved in the accident. Be careful what you say at the car accident scene.
However, under California's proposition 103, insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim.
In most cases, you will have to file a claim for damages under your own uninsured motorist coverage after a car accident caused by an uninsured driver. If your claim was improperly denied, you may contact our Massachusetts car accident lawyers for help suing your own insurer.
Ing to the U.S. Department of Justice, personal injury lawsuit outcome statistics include a majority (90 to 95 percent) settled before trial. Out of the small percentage that end up seeing a courtroom, the data suggests that the success rate of personal injury cases is around half.
It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.
