Complaint Repossession With Car In Pima
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FAQ
Direct Dispute with the Lienholder: Even though the lienholder has refused to remove the repossession, consider sending them a formal dispute letter. In the letter, outline the timeline of events, provide evidence of the insurance payout, and explain why the repossession should not be considered a default on your part.
Filing for Bankruptcy This will give you the protection of an automatic stay, which prevents a lender from repossessing and selling your car without court permission. It also will prevent collection efforts based on a deficiency balance.
Evidence Can Prove a Wrongful Repossession Case From detailed written statements to visual documentation of property damage, illegal access, and proof of timely payments, the types of evidence required may vary depending on the circumstances.
Bankruptcy Can Stop the Repossession Process Bankruptcy can sometimes help cancel the debt, or even allow you to stop the repossession process. After filing a bankruptcy petition in bankruptcy court, all creditors are prevented from making any further collection attempts.
You would respond to the court with a general denial of all of the allegations regarding you owing the debt and the actual amount of the debt. What you do is copy the heading on the top of the complaint and then under that you title your document Answer.
In a Nutshell It's important to respond to (or answer) the lawsuit. You do this by filing official paperwork with the court. Be sure to address every point in the complaint, raise any defenses you have, and file the paperwork within the time frame provided.
