This form is a Verfied Complaint for Replevin. The plaintiff has filed this action against defendant in order to replevy certain property in the defendant's possession.
Complaint Repossession Document With Lien Release In New York
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It is because you knew or should have known that the lien cancellation was in error since you just purchased the vehicle 6 months ago and certainly the loan terms were longer than 6 months. If they find their error, they can legally pursue you for the remaining funds you owe.
What Happens If the Repo Agent Doesn't Find Your Car? But if you make it hard for the repo agent to get it, then the creditor may use another method to get the car back, called "replevin." Replevin can be just as costly as a repossession, if not more so.
Trying to reinstate or redeem your auto loan typically has to happen within a short time period, such as about two weeks, so you could have your car back soon after it's repossessed. You may have to wait longer, perhaps several months, if the car is sold at auction due to the time of the auction process.
Send an Application for a Duplicate Certificate of Title (PDF) (MV-902) and the original proof that indicates that the lien is satisfied to the address above, or bring them to a DMV office. The DMV processes a duplicate title certificate that does not list the lien and mails the certificate to you.
This request can be made through the DMV or directly to the lender. Visit or contact the DMV and verify that they received the loan satisfaction documents and any liens are removed from the vehicle's title.
If there truly is no one with the legal authority to release the lien, then the remedy lies with the court. The property owner will need to file a lawsuit to quiet title. There are unique challenges involved with suing a defunct entity, but an experienced real estate attorney will be able to navigate those challenges.
This request can be made through the DMV or directly to the lender. Visit or contact the DMV and verify that they received the loan satisfaction documents and any liens are removed from the vehicle's title. A new title will be provided or issued to you at this time.
Legally, the only states that mandate the notarization of lien waivers are Mississippi and Wyoming. Texas previously required notarization, but that hasn't been the case since 2022.