A repo agent may come onto your private property, including your driveway, yard, or unlocked garage. But they can't breach the peace. Breaching the peace includes using force, such as cutting a lock or forcibly entering a locked garage, gate, or enclosed area.
What are my rights after a California auto repossession? In most cases, you have the right to get your car back by paying your past due payments. You also have the right to get back your personal possessions in the vehicle.
After the repossession, the finance company will usually send you a written notice. This notice will include the contact information for the repo company or storage lot where your car is being held. Once you receive this notice, contact the repo company right away to arrange to collect your belongings.
A repossession affidavit is a legal statement filed with the Department of Motor Vehicles when you repossess a car from a customer. This document provides details about the repossession such as why and how the vehicle was repossessed. It also informs government authorities that the vehicle has been repossessed.
If you left personal belongings in your vehicle and the bank repossessed it before you could take them out, you have the right to get them back, as long as they are not attached to the car. There is no law that they cannot inventory the contents of the car and remove the property to store it.
A repossession licensee or its agent does not have the authority to enter a private building or a secured area without the consent of the property owner or the person in lawful control of the private property to repossess a vehicle. A secured area means any place that is fenced and locked.
The repo man is required to leave if you ask him to do so. He is allowed to come onto your property but he cannot create a public disturbance, such as getting into an argument with the homeowner. You can check with local authorities.
A repossession affidavit is a legal statement filed with the Department of Motor Vehicles when you repossess a car from a customer. This document provides details about the repossession such as why and how the vehicle was repossessed. It also informs government authorities that the vehicle has been repossessed.
A cop may accompany him, but even with an officer they can't force you to open the garage. Only a court order can make you comply with opening a garage.