Complaint Repossession With Car In Cuyahoga
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FAQ
Filing your complaint starts your case, but the summons is the document that is issued under the court's authority that notifies your defendant they are being sued and that they need to take action.
There are several ways to file a complaint with our office: The first (and best) way to file a complaint is through the online portal. You can also email your complaint to our office at borinfo@cuyahogacounty. You can fax your complaint to 216-443-8282. You can send your complaint in the mail to our office at:
All complaints must be delivered to: Ohio Division of Real Estate and Professional Licensing, Enforcement Section, 6606 Tussing Rd, PO Box 4008, Reynoldsburg, OH 43068 or emailed to Licenseplaints@com.ohio.
You can choose to file a complaint at the Ohio Attorney General's Consumer Protection Section online; by phone at 800-282-0515; or through the postal mail after requesting and receiving a hard copy of the office's complaint form.
Be clear and brief Cover all the relevant points but be as brief as you can. Make it easy to read by using numbered lists and headings to highlight the important issues. Give your contact telephone and email details, as well as your address.
The statute of limitations for collection of debt in Ohio is six years. This time frame applies to the majority of situations and to most types of debt.
Direct Dispute with the Lienholder: Even though the lienholder has refused to remove the repossession, consider sending them a formal dispute letter. In the letter, outline the timeline of events, provide evidence of the insurance payout, and explain why the repossession should not be considered a default on your part.
Bankruptcy Can Stop the Repossession Process Bankruptcy can sometimes help cancel the debt, or even allow you to stop the repossession process. After filing a bankruptcy petition in bankruptcy court, all creditors are prevented from making any further collection attempts.
That means you are liable for the entire balance, plus interest and late fees. It would be up to the bank whether to reinstate that loan. As part of that process, they are certainly going to ask for information from you that will enable them to learn where you are repossess the car.
