In a no-fault, drivers can receive compensation from their own auto insurance company in case of a motor vehicle accident – regardless of who caused it. It's different from a fault or tort state, where the compensation can only be recovered from the party that caused the accident.
In order to establish negligence, you must be able to prove four “elements”: a duty, a breach of that duty, causation and damages.
Opponents of no-fault insurance argue that the benefits are purely theoretical and that past performance has proved that no-fault is ineffective. Drawbacks include the following: No compensation for pain and suffering, paralysis, or other non-economic damages; arbitrary limits are imposed.
In 1969, California was the first state to sign no fault divorce into law. No fault simply means that things like extramarital affairs or abandonment are not of interest to the court as it applies to the actual divorce.
(1) No fault liability means liability of a person even without any negligent act on his part and even if he has taken due care and caution. (2) If a person brings and keeps any dangerous thing on his land, then he is liable for any damage caused if the thing escapes.
In no-fault states, each party carries insurance that pays for their own injuries, while the at-fault party typically pays for everyone's property damage. In at-fault, or tort, states, insurance for the driver who causes the accident pays for both injuries and damage.
An important consequence of the fact that negligence necessarily involves wrong in the doing, but not in the doer, is that in some of its applications liability for negligence may be strict in the sense that it is imposed on defendants who should not be blamed for failing to have exercised reasonable care.
In tort law, strict liability is the imposition of liability on a party without a finding of fault (such as negligence or tortious intent).
Legally speaking, negligence is a failure to use reasonable care under the circumstances. In order to establish negligence, you must be able to prove four “elements”: a duty, a breach of that duty, causation and damages.