The law does not make a distinction between separated spouses or those living together, therefore, a spouse that is separated but not divorced remains a "legally responsible relative" whose income and resources are considered when determining Medicaid eligibility.
For Medicaid purposes, whether two people are married governs whether: couple computation rules apply; spousal or parental deeming applies; and/or. spousal impoverishment rules apply.
Once you are married, your income and access to health insurance will contribute to her eligibility. If the PHE is still in effect at the time, she will remain eligible for Medicaid. She would likely become ineligible once she is married and the PHE has ended.
Monthly Maintenance Needs Allowance (MMNA) The MMNA ensures that the healthy spouse who continues to live in the couple's home maintains a certain amount of monthly income while their partner receives their Medicaid long-term care coverage. (Learn more about the ins and outs of MMNA.)
Proof of date of birth (e.g., birth certificate) Proof U.S. citizenship or lawful residence (e.g., passport, drivers license, birth certificate, green card, employment authorization card) Proof of all types of income, earned and unearned (e.g., paycheck stubs, retirement benefits, Supplemental Security Income)
Regardless of in whose name an asset is in, it is calculated towards the asset eligibility of the applicant spouse. Generally speaking, in 2025, the applicant asset limit for a senior is $2,000. Medicaid, however, allows a greater portion of the couple's assets to be protected for the non-applicant spouse.
The formal Medicaid denial letter will clearly state why you have been denied. Usually, it's because you are over the income or asset limit for eligibility, or it might be because your medical needs are not severe enough, but we'll get into those details later.
Income limits to qualify for Medicaid long-term care in Texas are: Single: $2,829 per month for Institutional Medicaid and Medicaid Waivers, or $943 per month for Regular Medicaid. Married applying jointly: $5,658 per month for Institutional Medicaid and Medicaid Waivers, or $1,415 per month for Regular Medicaid.
Most Medicaid eligibility and all CHIP eligibility is based on modified adjusted gross income (MAGI). Income eligibility levels are tied to the federal poverty level (FPL).