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One of the ways in which a creditor could attempt to collect on their judgment is by placing a judgment lien on real property owned by the debtor. By filing a judgment lien, if the debtor sells any non-exempt property, you may be able to get all or some of the money you are owed from the proceeds of the sale.
The first step in lien release or removal is to contact the judgment creditor or its attorneys, inform them that the lien is invalid (see Part One below) or is currently showing against the homestead (see Parts Two and Three below) and then make formal demand that the creditor execute a partial releaseor legal action
Should the judgment debtor refuse to comply with a turnover order, they could be held in contempt of court and face jail time. And since the turnover order is a public proceeding and requires the debtor to appear before the court, it is another useful tool for engaging the debtor to settle or negotiate the judgment.
The debtor must get a discharge or release of the abstract of judgment to remove the lien from the home. Contact the judgment creditor shown on the abstract. Arrange to pay the debt in full or negotiate payments. Ask the creditor for a discharge if paying in full.
In Texas, a release must be filed to clear a deed of trust from title to real property after a loan has been repaid or otherwise satisfied. The payment or other satisfaction of the debt extinguishes the encumbrance, but a recorded release is required to remove the lien as a cloud on title (Ellis v. Waldrop, 656 S.W.