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An Affidavit of Survivorship is a sworn statement signed by the surviving owner to verify that the co-owner of the property has passed, and that the property has passed to the surviving owner.
In Texas, a married couple can agree in writing that all or part of their community property will go to the surviving spouse when one person dies. This is called a right of survivorship agreement. The right of survivorship agreement must be filed with the county court records where the couple lives.
Right of survivorship in Texas When joint owners of real estate property have this agreement properly prepared, signed in front of a notary and filed in the county records, if one owner dies, the property becomes the sole property of the other owner. Immediately and automatically.
The County Clerk only requires an Affidavit of Death to make the transfer effective. You do not need additional proof of death to take ownership. However, you must give the title company a death certificate, obituary, or other acceptable document if you want to sell the property or use it as collateral.
This agreement allows property owners to ensure that their ownership interest in the property automatically transfers to the surviving co-owner(s) upon their death, without the need for probate proceedings.