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Independent contractors are not eligible for workers' compensation coverage; employers are not required by state law to purchase coverage for independent contractors.
In Ohio, because independent contractors are not considered employees, they are not eligible for workers' compensation benefits. However, if you manage an independent contractor, and regularly control their performance, this freelancer or subcontractor is now considered your employee and requires your coverage.
Some states, including Texas, don't require employers to have workers' comp insurance at all. If you're a freelancer, an IC, or a sole proprietor, you're legally self-employed and not automatically covered by workers' comp. Workers not classified as employees receive a 1099 form at the end of the tax year.
Independent contractors still have a remedy if they're injured at work. As with any injured party, the independent contractor can file a personal injury lawsuit against the company or other third parties for negligence.
No. Independent contractors do not receive workers' compensation benefits. The workers' compensation system only applies to employees. The difference is important if you are injured doing work for an employer.