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If the buyer requires financing, include the type of financing and the total cost of the loan. 4. Set conditions on the sale.Owner financing allows a buyer to purchase real estate without taking out a mortgage from a lender to buy it. A land contract is a form of seller financing. If this Agreement provides for Seller to carry back junior financing, then. In some cases the buyer of a business may not have all the capital required to pay the full purchase price. When the full purchase price has been paid including any interest, the Seller is obligated to convey legal title to the property to the Buyer.