Oregon Rental Application With No Credit
Description
How to fill out Oregon Commercial Rental Lease Application Questionnaire?
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FAQ
Who do I put for a credit reference? Anyone who has provided the applicant credit or had a financial relationship can serve as a credit reference. Applicant's credit card company, local bank, investment firm, past landlord, or a local business that offered a payment plan are examples.
An Oregon month-to-month rental agreement is a lease that does not end unless notice of at least thirty (30) days is sent by either the landlord or tenant. A month-to-month lease continues in perpetuity unless amended or terminated by the landlord or tenant.
INCOME CRITERIA Monthly gross income must be equal to 2 times stated rent*, or 2.5 times the monthly stated rent if the monthly rent amount is below the maximum monthly rent for a household earning no more than 80 percent of the median household income as published annually by the Portland Housing Bureau.
RPH will obtain a credit report and Criminal Background check and rental history for each applicant and co-signer 18 years of age or older. Reports supplied by applicants will not be accepted. Discharged bankruptcies are acceptable. A credit score below 625 could be denied or require additional deposit and co-signer.
It's your biggest monthly expense and shouldn't exceed 30 percent of our income. With that in mind, the minimum salary you need to make in Oregon is $80,000. This will get you an apartment for $2,000 per month, the average rent in the state. This is all good to know since the average Oregon salary is $92,300.