Garnishment Hardship Form Oklahoma Without Notice

State:
Oklahoma
Control #:
OK-05058
Format:
Word
Instant download
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Description

Official Claim for Expemption and Request for Hearing

How to fill out Oklahoma Claim For Exemption And Request For Hearing?

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FAQ

Wage garnishments can be stopped through two options: 1) Pay the debt in full with interest and attorney fees. 2) File bankruptcy. You may file for Chapter 7 or Chapter 13 bankruptcy.

Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.

Some creditors, though, like those you owe taxes, federal student loans, child support, or alimony, don't have to file a suit to get a wage garnishment. These creditors have a statutory right to take money directly out of your paycheck.

Time is VERY IMPORTANT when you ask for a hardship exemption. YOU MUST ASK FOR THE EXEMPTION WITHIN 5 (FIVE) DAYS FROM THE DATE THAT YOU RECEIVE YOUR GARNISHMENT NOTICE!! This is done by filing the Claim for Exemption and Request for Hearing form with the Court Clerk.

A creditor MUST have a judgment against you before it can get a garnishment. There are two basic limits on the amount creditors can take from your wages. First, they cannot take more than 25% of your take-home pay. Second, a creditor must leave you with at least $217.50 a week or $870 a month in net (take-home) pay.

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Garnishment Hardship Form Oklahoma Without Notice