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At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
Time is VERY IMPORTANT when you ask for a hardship exemption. YOU MUST ASK FOR THE EXEMPTION WITHIN 5 (FIVE) DAYS FROM THE DATE THAT YOU RECEIVE YOUR GARNISHMENT NOTICE!! This is done by filing the Claim for Exemption and Request for Hearing form with the Court Clerk.
Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.
Wage garnishments can be stopped through two options: 1) Pay the debt in full with interest and attorney fees. 2) File bankruptcy. You may file for Chapter 7 or Chapter 13 bankruptcy.