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After a seven-calendar-day waiting period or the exhaustion of your sick leave accruals (whichever is greater), you receive 50 percent of your average salary for the eight weeks before disability, up to the maximum benefit established under the New York State Disability Benefits Law, currently $170 per week.
If you have this type of policy and otherwise qualify for disability benefits, you may be able to collect both Social Security and long-term disability benefits. However, the number of long-term disability benefits that you receive may be reduced by the value of your monthly Social Security disability benefit.
You cannot collect disability benefits and Paid Family Leave benefits at the same time. There is a limited exception to this for employees who may be eligible for both disability benefits and Paid Family Leave when subject to an order of quarantine due to COVID-19. See PaidFamilyLeave.ny.gov/COVID19 for details.
If you became sick or disabled while employed or you became sick or disabled within four (4) weeks after termination of employment, file with your employer or its insurance carrier. File no later than 30 days after becoming sick or disabled. File with Form DB-450.
The disability payment made by First Reliance Standard Insurance Company (First Reliance) may be supplemented with partial holiday, vacation, and personal leave accruals in order to maintain a disabled employee's normal salary.