Affidavit Of Confession With Example
Description
How to fill out New York Affidavit And Confession Of Judgment On Bail Bond Default?
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FAQ
A confession of judgment is a written statement, signed and verified by the defendant under oath. It must be accompanied by an independent attorney's declaration.
A confession of judgment is a legal device - usually a clause within a contract - in which a debtor agrees to allow a creditor, upon the nonoccurrence of a payment, to obtain a judgment against the debtor, often without advanced notice or a hearing.
A confession of judgment (COJ) in New York is a way for a party to obtain a judgment without the need to bring a lawsuit. It is a document in the form of an affidavit by the party confessing judgment. Both individuals and entities (i.e., such as corporations and LLCs) can confess judgment.
New York law has long permitted a creditor to obtain a money judgment against a debtor by simply filing a confession of judgment an affidavit signed by the debtor with a county clerk within the state. The use of confessions of judgment is governed by CPLR 3218.
Primary tabs. A confession of judgment is a legal device - usually a clause within a contract - in which a debtor agrees to allow a creditor, upon the nonoccurrence of a payment, to obtain a judgment against the debtor, often without advanced notice or a hearing.