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Under CPLR 3215, a default judgment may be obtained against. a defendant who has failed to proceed in an action.112 Once the. defendant has conceded liability by defaulting, the plaintiff must. apply to the court for a judgment, and an inquest must be con- ducted to determine damages.'
Default Judgments A default judgment can give the plaintiff what he or she wants because the defendant did not tell his or her side of the story. The default judgment usually gives the plaintiff the right to collect the amount of money that was asked for in the complaint, plus interest and court costs.
How Are Confessions Of Judgment Entered? In New York, the beneficiary must file a proposed judgment for the clerk to sign, an affidavit from the plaintiff confirming the facts, and a bill of costs. The clerk may also deduct any amounts already paid from the judgment if the debtor has partially complied.
The defendant must apply to the clerk for a default judgment within one year of the plaintiff's default (CPLR 3215(a)). An application for a default judgment before the clerk must be made in the county where the action is venued.
Both individuals and entities (i.e., such as corporations and LLCs) can confess judgment. The COJ can either be for money currently due or becoming due in the future, or to secure the plaintiff against a contingent liability.