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Swiss pension rates and contributions In this case, both employees and employers must pay contributions, with employee contributions being deducted directly from the salary. The occupational pension scheme is mandatory for all employees in Switzerland and starts at the age of 17 when you get your first job.
A Swiss social security number or AHV (Alters- und Hinterlassenenversicherung) is a crucial piece of paperwork to have when living in Switzerland. The number is given to every resident once their application for a residence permit, health insurance, and registration is completed.
Social insurance (base pension): 4.2% of payroll (old age and survivors) and 0.7% of payroll (disability). There are no maximum earnings used to calculate contributions. Mandatory occupational pension: 3.5% to 9% of gross monthly payroll from 24,675 francs to 84,600 francs, depending on the insured's age.
Fortunately, anyone living and working in Switzerland is eligible to apply for Swiss social security. However, to access it, foreign nationals must take out these insurances for their families with a Swiss health insurance company; and no later than three months after arriving or starting work in Switzerland.
Where can I find my Swiss AHV number? Your AHV number will be on the card given to you by your healthcare provider. The number is usually around 13 characters long and can be found on any healthcare document or health insurance policy.
