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The time frame for filing an accident report varies from state to state. In Mississippi, a written accident report must be filed with the police within 10 days if someone is hurt or the property damage exceeds $250. Failure to file a report is a misdemeanor and could lead to a suspended driver's license.
A crash (accident) report completed by the Mississippi Highway Patrol (MHP) is available at each district Highway Patrol station in person ($15.00) or online ($20.00).
Penalties for a Hit-and-Run in Mississippi If the hit-and-run accident results in severe injury, disfigurement, or the death of another person, it is charged as a felony. A conviction for felony hit-and-run can result in a sentence of imprisonment for five to 20 years, in addition to a fine of $1,000 to $10,000.
#3: Call the Authorities No matter how minor or severe the accident is, it's always a good idea to have the police come and make an accident report. When you file a claim with the insurance company, they may request this documentation, even if you're only filing a claim for property damage.
The minimum amount of Mississippi auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person's property.