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Law enforcement is able to electronically verify your vehicle's insurance status in real time, making it easier and quicker for them to enforce the law. Individuals who are driving uninsured in Mississippi may face a criminal misdemeanor citation.
The minimum amount of Mississippi auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person's property.
Car insurance follows the car, not the driver, in most cases. There are a few situations where car insurance follows the driver, though, such as when the car's insurance limits are exceeded, in which case the driver's coverage can be used to fill in the gaps.
Mississippi is NOT a No-Fault State Mississippi is an ?at-fault? state. This means that victims of car accidents caused by another driver can request full insurance compensation from the driver or their insurance company.
Mississippi car insurance laws require all drivers to have liability insurance of 25/50/25. This means your insurance must have a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.