This is one of the official Workers' Compensation forms for the state of Maine.
Information Workers Compensation For Contractors
State:
Maine
Control #:
ME-WCB-6-WC
Format:
PDF
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FAQ
Independent contractors still have a remedy if they're injured at work. As with any injured party, the independent contractor can file a personal injury lawsuit against the company or other third parties for negligence.
Some states, including Texas, don't require employers to have workers' comp insurance at all. If you're a freelancer, an IC, or a sole proprietor, you're legally self-employed and not automatically covered by workers' comp. Workers not classified as employees receive a 1099 form at the end of the tax year.
1099 vs W2 Employee for Workers Comp Insurance. The general rule is that employers do not have to carry workers' compensation insurance for workers who qualify as 1099 Independent Contractors.
No. Independent contractors do not receive workers' compensation benefits. The workers' compensation system only applies to employees. The difference is important if you are injured doing work for an employer.
According to New York Workers' Compensation law, Independent contractors are not eligible for workers' compensation coverage, and employers are not required to purchase coverage for them.
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Independent contractors are not employees under Oklahoma workers' compensation law. An independent contractor is not eligible for workers' compensation benefits.Therefore, contractors should determine whether a subcontractor might be required to have workers' compensation insurance. For more complete information, including requirements for business owners serving as subcontractors, visit wcb.ny.gov.