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Legal Aid of WV provides services to our clients free of charge. We will never ask for payment for our services, though there may be some costs involved in filing documents in court.
National Debt Relief is a debt settlement company that negotiates lower balances on behalf of consumers who are struggling to pay their balances on their own. The goal is to help consumers get out of debt faster and save money by paying off their debts at a lower cost.
There are no sign-up fees, no cancellation fees, and there's absolutely no obligation ? you're in control. Once debts are settled, the average client usually pays a fee of 15-25% of the total debt enrolled as part of their monthly payment. And if we can't settle your accounts, you don't pay us. It's that simple.
Debt relief, also called debt settlement, refers to a variety of programs and services that can help people reduce their debt. Debt relief companies negotiate with creditors to lower the amount you owe on your unsecured debts, which includes things like personal loans, credit cards and medical debt.
Payment history accounts for 35% of your FICO credit score, so enrolling in a plan with National Debt Relief could negatively impact your credit rating. The extent of that impact, however, depends on whether you're still current on your bills or not.
There is no credit score requirement to be considered for National Debt Relief. You must, however, have at least $7,500 in outstanding, unsecured debt. Before NDR can begin negotiating your debt, you must make a deposit into an escrow account. This means you will need some cash upfront to complete the program.
National Debt Relief assists with many types of unsecured debt, including credit cards, medical bills and some student loans. National Debt Relief charges no upfront fees. Free consultations are offered. Many types of debt qualify for help.
Tuesday Legal Connect- 1-800-642-3617- Call on Tuesday evenings from 6 to 8 p.m. to get general legal information from voluneer lawyers of the West Virginia State Bar.