Florida Mortgage Deed With Taxes

State:
Florida
Control #:
FL-ED1002
Format:
Word; 
Rich Text
Instant download

Description

The Florida mortgage deed with taxes is a legal document that establishes a secured loan agreement between a borrower (Mortgagor) and a lender (Mortgagee) for real property located in Florida. This form includes key features such as the borrower’s covenant to pay taxes on the property, maintain insurance, and keep the property in good repair. It allows for the collection of rents and profits from the property, providing financial security to the lender. The form requires clear identification of both parties and a legal description of the property. It also outlines the consequences of default, including the right of the lender to foreclose if covenants are breached. Additionally, it includes space for witnessing and notarization, which is essential for document validity. The mortgage deed serves attorneys, partners, owners, associates, paralegals, and legal assistants by providing a standardized framework for real estate transactions, ensuring legal compliance, and protecting financial interests. It is especially useful in instances where property is encumbered and involves complicated financial obligations, making it an essential tool for legal professionals involved in real estate lending.
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FAQ

In Pennsylvania, the general (or default) statute of limitations is two years after a crime is committed.

Consumers can report identity theft at IdentityTheft.gov, the federal government's one-stop resource to help people report and recover from identity theft. The site provides step-by-step advice and helpful resources like easy-to-print checklists and sample letters.

This offense, in most circumstances, carries a maximum term of 15 years' imprisonment, a fine, and criminal forfeiture of any personal property used or intended to be used to commit the offense.

(a) Offense defined. --A person commits the offense of identity theft of another person if he possesses or uses, through any means, identifying information of another person without the consent of that other person to further any unlawful purpose.

Synthetic identity theft. In synthetic identity theft, ID thieves create identities using or real information, or a combination of the two. For instance, an identity thief might use a real Social Security number combined with a name that's not associated with that number.

--An action subject to section 8315 (relating to damages in actions for identity theft) must be commenced within four years of the date of the offense or four years from the date of the discovery of the identity theft by the plaintiff. Cross References. Section 5525 is referred to in section 5529 of this title. § 5526.

FTC ID Theft Affidavit The FTC provides an ID Theft Affidavit to help victims of identity theft quickly and accurately dispute new unauthorized accounts. It is especially helpful in cases where consumers are unable to file or obtain a police report. Some creditors will accept this affidavit instead of a police report.

The Pennsylvania penalties for identity theft are only slightly more relaxed. Under 18 Pa. C.S. § 4120, identity theft can be graded as a first-degree misdemeanor (five years), third-degree felony (seven years), or second-degree felony (10 years), depending on the circumstances.

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Florida Mortgage Deed With Taxes