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We offer an overdraft service called TD Debit Card Advance with our personal checking accounts. To enroll in TD Debit Card Advance, visit your nearest TD Bank, call us at 1-888-751-9000, connect to tdbank.com, or from your mobile device.
Whether an overdraft will be paid is our discretion, and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you repeatedly overdraft.
You can apply for Overdraft Protection on your chequing account on Easyweb. >> Apply to Add Overdraft Protection to your chequing account now. *Note if you have a joint account you can apply for overdraft protection by calling EasyLine telephone banking or by visiting your local branch for assistance.
For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you repeatedly overdraft.
By taking out a credit card and paying off the balance each month, you can demonstrate that you are a reliable and financially stable borrower. In addition, access to a credit card will reduce your chances of needing an overdraft, so you will be a more appealing applicant in the eyes of your bank.