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Sometimes it is desirable to add someone to the title of a house you own. Arizona offers two ways to accomplish this: a quit claim deed or a warranty deed.
Yes, you can put your spouse on the title without putting them on the mortgage. This would mean that they share ownership of the home but aren't legally responsible for making mortgage payments.
Specifically, Arizona Revised Statute Section 25-211 provides that ?all property acquired by either husband or wife during the marriage is the community property of the husband and wife.? The only exceptions to that rule are property acquired gift, devise, or descent or earned after service of a divorce petition.
Go to the county recorder's office and get a quitclaim form. Fill out the form and sign it before a notary to make the transfer legal. Go back to your county recorder's office to get the deed recorded so it becomes part of the official property record.
Can a Husband Take a Home Loan on a Wife's Property? A husband can take a home loan on his wife's property only if he is a co-owner of that property. Then, he can be the sole borrower or a co-borrower of that home loan.