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In a rent-to-own agreement, the title to the house remains with the landlord until the tenant exercises the option and purchases the property. A lease purchase agreement is a rent-to-own legal contract used between a tenant and a landlord.In a typical lease-purchase (or "rent to own "), a portion of each monthly rent payment is set aside and credited toward the tenant-buyer's down payment. A leasepurchase agreement is really a renttoown kind of deal. At your appointment, we will discuss what options are available to you and assist you in completing the purchase for your leased vehicle.