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How do you get out of a lease purchase agreement? A lease purchase provides one avenue to acquire a home if the buyer cannot obtain a mortgage.Learn whether a lease-to-own or lease-option agreement is a good choice for tenants who want to buy the home they rent. A leaseoption is a contract in which a landlord and tenant agree that, at the end of a specified period, the renter can buy the property. To exercise the purchase option and complete the sale, the buyer will need funding, usually through a traditional mortgage. The buyer purchases the property. Purchase agreement requires the buyer to purchase the home or property at the end of the lease period. If you want to buy a house but lack a down payment, before you jump into rent to own, check out these dirty little secrets that you need to know. Part or all of the cost of the consideration for the option can be a credit to the "Lease Purchase Fund" (more on that later). These agreements allow a potential buyer to occupy the seller's property for a period of time before completing the sale.
