This form is a debt agreement pursuant to a loan.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
If you find yourself struggling to keep up, it's important to reach out for help, as falling behind could lead to more trouble, much like digging a deeper hole.
It's usually not a good idea to use credit cards while under a debt agreement, as it's best to keep your finances clear and focused on paying off what you owe.
Typically, a debt agreement lasts anywhere from a few months to a few years, depending on how much you owe and the plan you've set up.
Yes, a debt agreement can have an impact on your credit score, somewhat like a bump in the road, but it might help you get back on track faster.
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