Schedule E/F: Creditors Who Have Unsecured Claims (non-individuals) is a form that is part of a bankruptcy filing. This form is used to report all non-individual creditors who have unsecured claims against the debtor. Examples of these creditors include governmental agencies, banks, credit unions, or other businesses. The form requires the debtor to provide a list of all creditors, the amount of the claim, the date the debt was incurred, and the nature of the debt. The form also requires the debtor to state whether the claim is secured, contingent, unliquidated, or disputed. There are three types of Schedule E/F forms: one for individuals, one for non-individuals, and one for foreign creditors.