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With a few exceptions, every employer is required to provide workers' compensation coverage for all its employees. Refer to Utah Code Ann. §34A-2-201. The Utah Department of Insurance establishes basic premium rates.
When a worker is injured, each missed day of work represents lost wages. In workers' compensation insurance, indemnity benefits are paid to the employee to help them cover their loss of income. Payments are a portion of the worker's average weekly wage, and take into consideration the extent of the disability.
Reporting the Injury: You must report your work-related injury or illness to your employer within 180 days (Approximately 6 months) or you may be entirely disqualified from receiving workers compensation benefits.
Utah Workers' Compensation Coverage Utah workers' compensation insurance helps cover: Accidents or injuries that happen on the job and result in medical costs and lost wages. Illnesses caused by a work-related activity. This can happen if your employees work with harmful chemicals or allergens.
Utah's Basic Process to File a Workers' Compensation Claim Obtaining Medical Treatment & Reporting the Injury to the Employer. ... Reporting the Injury to the Insurance Carrier. ... Accepting or Denying the Workers' Comp Claim.
For assistance, an injured worker, employer, medical provider or insurance carrier may contact the Industrial Accidents Division at (801) 530-6800 or toll free (in Utah) at (800) 530-5090.