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How to file a claim. On the web. Visit unum.com/claims and log in or register to get started. ... FOR FASTEST RESULTS, FILE ONLINE. ... On your mobile device. You can download the Unum Customer App for Apple or Android devices once you've registered for an account online.
Unum will make the initial decision on an individual short term disability claim within 5 business days after receipt of a complete claim which includes: ? a completed Employee Statement form ? a completed Attending Physician Statement form, and ? a signed Medical Authorization form.
Unum is committed to making the initial decision on most Short Term Disability Insurance claims within five business days after receipt of a complete claim that includes a: completed Employee Statement form. completed Employer's Statement form. completed Attending Physician's Statement form.
Personal accident insurance does not cover any injuries that are self-inflicted, intentional, or caused by a policyholder's negligence. This includes injuries resulting from the policyholder's participation in illegal activities, such as drug abuse or alcoholism.
Unum Accident Insurance can help your employees get back on their feet after an accidental injury. Our plans provide a valuable benefit to help them with expenses not covered by their medical insurance, such as co-pays, transportation costs and out of-of-pocket fees.