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A bad check is one that can't be negotiated because it's drawn on a nonexistent account or on an account that holds insufficient funds to cover its amount. A bad check is also known as a hot check and writing one is illegal.
A Simple Misdemeanor Theft Charge on a Bad Check may be Filed IF: The check is for $200 or less. (For greater amounts, the appropriate law enforcement agency will investigate and inform the County Attorney's office.)
If the certified 10-day notice letter is not accepted by the party who wrote the check, you should contact the Sheriff's Department and have them attempt to make personal service of the 10-day notice. If the check owner responds that the check was stolen or forged, call the police department.
In some cases, you could end up falling victim to a financial scam by trying to cash or deposit that check. And also, knowingly depositing a bad check could put you at risk of being charged with fraud -- and proving that you simply made a silly mistake isn't always so easy.
Make no mistake; unlawfully issuing a worthless check is a crime. Iowa Code 714.1(6) sets forth a process that a victim must follow when dealing with bad checks: "a.)
State Bad Check Laws ? All 50 States StateFelonyWage GarnishmentIdahon/aUp to 25% of weekly disposable incomeIllinois>$150 if subsequent offenseUp to 15% of weekly disposable incomeIndiana>2,500 if property acquired was a motor vehicleUp to 25% of weekly disposable incomeIowa>$20Up to 25% of weekly disposable income22 more rows