List Chapter 7 Without A Lawyer
Description
How to fill out List Of Creditors Holding 20 Largest Secured Claims - Not Needed For Chapter 7 Or 13 - Form 4 - Post 2005?
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FAQ
A Chapter 7 bankruptcy is also called a liquidation bankruptcy because you have to sell nonexempt possessions and use the proceeds to repay your creditors. You do get to keep exempt assets and possessions, up to a limit. Once the process is complete, the remainder of your included debts is discharged.
What can't be done through Chapter 7? A Chapter 7 bankruptcy cannot: Discharge past-due child support, property taxes, recent IRS debts, and most student loans. Protect you from ?hot check? or other criminal charges, or waive criminal fines, fees, penalties, and restitution.
The person filing for bankruptcy is the one who pays for the bankruptcy, either the individual or the creditor in a forced bankruptcy.
Debt Discharge When you file for bankruptcy, your creditors can no longer demand payment from you. The court discharges your debt. This removes your liability for repayment. Of course, you're still free to repay your debts.
Fraud. A court might disqualify you from the bankruptcy process if they believe you attempted to defraud your creditors. This also applies to situations where debtors attempt to hide their assets.