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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

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Withdrawal is allowed after 54 years of age and within 1 year of retirement, whichever is later. Maximum 90% of the amount in the EPF account of the member can be withdrawn.
Select 'PF Advance (Form 31)' to withdraw your fund. Provide the purpose of such advance, the amount required, and the employee's address. Submit your application and wait for the employer's approval. The money will be credited to the bank account within 15?20 days.
Your money grows tax-deferred until the tax code allows you to begin making penalty-free withdrawals after age 59 ½. With a Roth 401(k) (not offered by all employer plans), your money also grows tax-deferred, but your contributions are made on an after-tax basis.
Form 31, also known as the EPF Advance Form, is generally used to file a claim for partial withdrawal or advance from the Employees' Provident Fund (EPF) account. Employees cannot withdraw money from their EPF accounts as and when required. There are set criteria for any sort of withdrawal.
You must visit the EPFO website and enter your UAN (Universal Account Number), password and captcha. You then click on the 'Online Services Tab' and choose the option ?Claim (Form 31, Form 19, Form 10C and Form 10D)?. Enter your bank account number linked with your PF account and click on 'Verify'.