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Hear this out loud PauseYou can request late fee forgiveness by verifying the late fee hit your account, calling customer service to explain the situation and agreeing to pay your balance.
Hear this out loud PauseI truly believe that it doesn't reflect my creditworthiness and commitment to repaying my debts. It would help me immensely if you could give me a second chance and make a goodwill adjustment to remove the late [payment/payments] on [date/dates]. Thank you for your consideration, and I hope you'll approve my request.
Top 12 excuses for late payment Sorry! We forgot to make the payment. ... We are facing issues with your order. ... We have already paid the invoice. ... The cheque has been sent. ... The person responsible for payment has a family emergency. ... We are switching to a new bank. ... We're experiencing cash flow problems. ... Claimed bankruptcy.
Hear this out loud PauseThe simplest approach is to just ask your lender to take the late payment off your credit report. That should remove the information at the source so that it won't come back later. You can request the change in two ways: Call your lender on the phone and ask to have the payment deleted.
The following excuses are some of the most common ones used by businesses in all sectors. We haven't received the invoice. / We've lost the invoice. ... The company name/address/balance/etc. on the invoice is not correct. ... The computer is down. Ask your customer how often this happens and how they've dealt with it.