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Professional liability insurance for personal trainers Professional liability insurance, sometimes referred to as errors and omissions insurance, usually protects you from claims of professional negligence, errors or oversights and breach of contract.
Everything that should be covered in your personal training contract It Should Contain General Terms. ... It Should Include the Packages and Payments for Your Services. ... It should include a termination agreement. ... You should include a disclosure for injuries. ... You should contain a full release of liability.
A personal trainer should carry professional liability insurance that covers up to $2 million per occurrence. This applies even when working in a business as an employee, where the personal trainer may be covered under the business owner's policy.
What Should be Included? Services (training routine) The trainer agrees to provide a service. ... Training Schedule. A schedule should be defined that mentions the length of each session (commonly 30-90 min) and when it will occur during the week. ... Fees. ... Term. ... Trainer's Obligations. ... Disclosure. ... Release of Liability (addendum)
Your agreement could include how often personal training sessions will take place and whether you meet in person or online. Additionally, you could consider detailing how often you review their plan and whether they get access to you via face-to-face, phone or email check-ins if you provide online fitness programs.