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Here's a step-by-step look at foreclosure in Florida: Receive Notice of Default. Every homebuyer signs two very important documents when they purchase a house. ... Accept and Read the Summons and Complaint. ... File Your Answer. ... Attend Hearings. ... Foreclosure Sale and Deficiency Judgments. ... Consult With a Florida Foreclosure Attorney.
Answering the lawsuit can be as simple as drafting a document and writing 'admit' or 'deny' or ?without knowledge? in correlation to each numbered paragraph in the summons. Your answer to the lawsuit must address every allegation individually.
The Length of the Florida Foreclosure Process Timeline can vary. Generally, it lasts between 8 to 14 months. On the other hand, if you hire a Foreclosure Defense Attorney, it can take longer.
To start a foreclosure in Florida, the foreclosing bank files a lawsuit (a "complaint") and serves it to you. After the 120-day preforeclosure period expires, assuming a loss mitigation application isn't pending, the servicer can initiate a foreclosure under state law.
How to Respond to a Foreclosure Summons Step 1: Read the Summons. ... Step 2: Speak to Foreclosure Lawyer. ... Step 3: Decide If You Want to Contest. ... Step 4: Prepare a Mortgage Foreclosure Appearance and Answer to the Complaint. ... Step 5: File the Form with the Court Clerk. ... Step 6: Send a Copy of Your Answer to the Other Parties.