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The purpose of an IME is to double-check the primary care physician's diagnosis, prognosis, and proposed course of treatment, as well as your injuries. The underlying purpose in most cases, though, is to give the insurance company another opportunity to challenge or deny your claim.
The purpose of the independent medical examination is for the healthcare professional to assess your medical circumstances related to your accident, injury, or illness. They will evaluate your current medical symptoms, past and current treatment, and may provide opinions on one or more of the following: Diagnosis.
An independent medical exam is conducted by a physician who is asked by an organization such as an insurance company or court to provide a medical opinion on your condition when benefits, compensation, disability, custody access or further treatment are being considered or requested.
IME-5 (5-18) You have been scheduled for an independent medical examination in connection with your workers' compensation claim at the time and place indicated above. YOUR RECEIPT OF BENEFITS COULD. BE DENIED, TERMINATED OR REDUCED AS A RESULT OF A DETERMINATION WHICH MAY.
At the conclusion of your IME, the physician conducting your IME will issue a report to your workers' compensation insurance company. While it is generally difficult to challenge the findings of an IME, there are limited circumstances under which you may do so.