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Before applying for a credit card, it's a good idea to get pre-approved. Lenders make a soft inquiry on your credit to determine whether you qualify for pre-approval. And while soft inquiries may include a review of your existing accounts and credit reports, they won't impact your credit scores.
No credit score is required to apply for Discover it® Student Cash Back, Discover it® Student Chrome, and Discover it® Secured Credit Card. Discover will consider information you include on your application and provided by others to determine your eligibility.
Typically it contains: The cardholder's credit card information: Card type, Name on card, Card number, Expiration date. The merchant's business information. Cardholder's billing address. Language authorizing the merchant to charge the customer's card on file. Name and signature of the cardholder. Date.
Only pre-approved 'test card' numbers provided by Windcave can be used for testing, within test environments. We recommend using the test card 4111 1111 1111 1111 for Visa, 5431 1111 1111 1111 for MasterCard, 3711 1111 1111 114 for Amex, and 3600 0000 0000 08 for Diners.
A lack of credit history shouldn't stop you from getting a credit card. It simply means you don't have any active credit accounts being reported to the three credit bureaus, or your credit history is so limited they're unable to generate a credit score for you.