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When filling out a student credit card application, you should include any sources of income you have, even if they are not from employment. Scholarships, grants or financial support from family members are all valid sources of income and should be disclosed. Be truthful and transparent on your application.
To apply for a student credit card, you may need to show proof of a steady income from a part-time or full-time job or have a co-signer (a person over the age of 21 with a steady income who takes responsibility for your late or missed payments) join you in the application process.
Student credit card issuers don't typically share a minimum income requirement for cards, but they do want to ensure applicants have enough income to make card payments.
Students can list actual income from a job, regular bank deposits from family members or leftover financial aid as their income on a credit card application. Make sure to be honest about income on an application. Creating or fudging the truth on any information is fraud and can lead to imprisonment or large fines.
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